I’m really sorry to hear this and I can sympathize, I was in a similar situation although not quite as big chested as you.
I’m assuming you’ve tried various types of binders, layering etc? If none of that even helped at all, I really feel for you. For what it’s worth; I used an underworks double front compression back in the day, used to grab my chest and pull it out toward my armpits and down at the same time, then fold the lower half of the double binder back up onto itself. The last step I found was really the key in getting me to look flatter. I then put a singlet (tank) over the top and whatever shirt I was going to wear that day.
Please please try not to bind too tightly, you can seriously damage yourself and your future surgery results. I know it can be tempting especially when you are big chested and it’s not working – but please keep that in mind.
As for money ideas, I’m all for raising money by selling unwanted things on ebay, trading talents for cash such as artwork etc, creating a small buisness. I eventually fell into a credit card which was the only way I was able to afford surgery, but I highly suggest avoiding this at all costs. I’m still paying it off to this day.
Do any followers have anything they’d like to chip in?
I hope things get better, anon.